Institutional-grade parametric insurance for climate exposure. When your trigger condition is met, payouts are automatic — no adjusters, no claims, no delays.
Parametric insurance replaces traditional claims with automated, data-driven payouts — removing subjectivity from the process.
Choose your location, weather trigger type, threshold value, coverage duration, and premium amount. Your policy terms are fixed immutably on-chain at purchase.
Our weather oracle continuously feeds verified meteorological data from Open-Meteo into the smart contract, checking your trigger condition in real time.
When your condition is met and the policy expires, you claim your payout directly — no paperwork, no adjuster, no delay. USDC transferred instantly to your wallet.
Choose from five parametric insurance products designed to protect agriculture, operations, events, and infrastructure from climate risk.
Triggered when temperature falls below your defined threshold. Ideal for agriculture and outdoor operations.
Temperature ↓Activates when temperatures exceed your threshold. Protect energy costs, livestock, and outdoor events.
Temperature ↑Triggered by excessive precipitation above threshold. Covers events, construction, and logistics.
Precipitation ↑Activated when rainfall falls below threshold. Essential coverage for agriculture and water-dependent operations.
Precipitation ↓Triggered by windspeed exceeding your threshold. Protects construction, renewables, and outdoor infrastructure.
Windspeed ↑Via Open-Meteo · Updates every 10 minutes
Define your parameters below. All policy terms are immutable once confirmed on-chain.
Adjust parameters to model potential payout scenarios under different risk assumptions.
Every policy, every payout, every oracle update is recorded immutably on-chain. No black boxes. No hidden adjustments.
Every policy is stored in a smart contract on Arc Network. Terms are immutable from the moment of purchase — no one can change the conditions after the fact.
Meteorological data is sourced from Open-Meteo and submitted via an audited oracle contract. All data submissions are timestamped and verifiable on-chain.
Payout logic is encoded in the smart contract. When conditions are met, the math is executed exactly as written — no human discretion, no delays, no disputes.